Covers Your Employees When They Are Injured
It Is Required By Law
Each state requires this coverage based on a specific number of employees. If you have fewer employees than the state mandate AND you don’t buy the workers comp insurance you are legally liable for the injury. No other insurance will pay these claims.
Workers comp insurance will pay for employees medical bills, lost wages and a death benefit if an employee is injured in the course of work. It is important to know what types of losses are covered or excluded by your insurance policy. No policy will cover every type of loss. Consult with your insurance agent to understand your policy.